Understand how company, workplace and final salary pensions work with our easy-to-follow guides and advice.

What financial future can I expect?

Use our pension calculators to build a financial picture for your retirement.

  • Pension calculator — how much money you’ll have
  • Pension drawdown calculator
  • State pension age calculator
  • Pension tax calculator
  • Pension tax relief calculator

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Defined contribution pensions

Příspěvkově definované důchody

Understand how defined contribution, or money purchase, pension schemes work. We’ll explain what happens to your pension savings in these schemes.

12 2023 prosince

Pensions auto-enrolment explained

Pensions auto-enrolment explained

Find out how pensions auto-enrolment works, how much you need to pay into a pension, and how the different auto-enrolment pension companies operate.

In this guide (5 articles)

  • Pension auto-enrolment: how it works
  • Nest pension — how it works
  • People’s Pension — how it works
  • Now: Pensions — how it works
  • Smart Pension — how it works

Defined benefit and final salary pensions

Defined benefit and final salary pensions

Find out how these ‘gold-plated’ pensions work and how much you might get in retirement.

Police Pension Scheme explained

Find out how the Police Pension Scheme works — from how much you need to pay in to what you’ll get when you retire.

Armed Forces Pension Scheme explained

Find out how the Armed Forces Pension Scheme works — from how much you need to pay in to what you’ll get when you retire.

29 2023 prosince

Local Government Pension Scheme explained

Get to grips with how the Local Government Pension Scheme works — from how much you need to pay in to what you’ll get when you retire.

Finding lost pensions

Find out how to track down pots from old employers and make sure you’re on top of your retirement savings

Should I transfer my final salary pension?

You can transfer a final salary workplace pension to unlock the cash from it, but it is risky. Find out everything you need to know about transferring a final salary pension.

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Deferring your company pension

Understand what the pros and cons of deferring your company pension are, and how you’d go about doing this.

Public sector pensions explained

Find out how government and public sector pensions work — including all you need to know about the Teachers’ and NHS pension schemes.

In this guide (3 articles)

  • Teachers’ Pensions Scheme explained
  • NHS pension schemes explained
  • Civil Service Pension Scheme explained

What is the Pension Protection Fund?

Find out what happens to your pension if your company goes bankrupt and how the Pension Protection Fund works.

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4. HUB Financial Solutions, for the introduction of equity release advice, who are authorised and regulated by the Financial Conduct Authority (‘FCA’) to provide advice and guidance on financial products for those who have retired or are approaching retirement (FCA Firm Reference Number: 455713). HUB Financial Solutions is registered in England and Wales to Enterprise House, Bancroft Road, Reigate, Surrey RH12 7RP, company number 05125701.

We do not make, nor do we seek to make, any recommendations or personalised advice on financial products or services that are regulated by the FCA, as we’re not regulated or authorised by the FCA to advise you in this way. In some cases, however, we have included links to regulated brands or providers with whom we have a commercial relationship and, if you choose to, you can buy a product from our commercial partners.

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